Best practices · lending

Lending & NBFC Websites — Compliant, Fast, Built in 7 Days

Lending platforms and NBFCs need websites that balance RBI compliance requirements with conversion-optimised loan application flows. Plact has delivered for fintech lenders and knows the regulatory landscape.

By Plact
In one sentence
Plact builds RBI-compliant NBFC and lending websites in 7–10 days from ₹1,50,000. Every lending website includes Fair Practice Code display, grievance officer contact, APR disclosure, EMI calculator, mobile-native application form, and Razorpay mandate integration — compliant with RBI's 2022 Digital Lending Guidelines.

What a lending website must include

RBI's Digital Lending Guidelines (2022) require NBFC websites to display specific disclosures, fair practice codes, and KYC policy links prominently. A non-compliant website is a regulatory risk.

  • RBI Fair Practice Code (FPC) link in header/footer
  • NBFC registration number and RBI licence details displayed
  • Grievance redressal officer contact (mandatory under DLG 2022)
  • Annual Percentage Rate (APR) disclosure on loan product pages
  • Privacy policy compliant with IT Act 2000 and DPDP Act 2023

Conversion-optimised loan application flows

Compliance is necessary but not sufficient. Your loan application funnel must convert — that means progressive disclosure, mobile-native forms, and Aadhaar/PAN verification integrations.

  • Progressive application form — only ask what's needed at each step
  • EMI calculator with APR display (also an SEO traffic driver)
  • Eligibility checker — reduces unqualified applications
  • Aadhaar eKYC integration via DigiLocker API (ready pattern)
  • Razorpay for repayment and mandate setup

Built for Indian NBFCs — delivered in 7–10 days

Our first client was a Pune-based NBFC. We understand the lending stack: loan origination, credit bureau integration awareness, and the regulatory communication requirements that RBI mandates.

A lending platform website from Plact starts from ₹1,50,000 (higher than standard due to compliance complexity) and is delivered in 7–10 days.

  • RBI-compliant disclosure architecture
  • EMI calculator + eligibility checker
  • Mobile-first application form
  • Razorpay integration for digital mandate
  • Legal pages: FPC, privacy policy, grievance redressal

Frequently asked questions

What RBI guidelines must an NBFC website comply with? The 2022 Digital Lending Guidelines require Fair Practice Code display, grievance officer contact, APR disclosure, and KYC policy prominence.

Can Plact integrate Aadhaar eKYC? Yes — we can integrate DigiLocker/Aadhaar eKYC patterns for digital KYC flows.

How much does an NBFC website cost? Lending platform websites start from ₹1,50,000 due to compliance requirements. Delivered in 7–10 days.

Do you handle credit bureau integrations? We build the front-end flows; credit bureau (CIBIL, Experian) API integrations are scoped separately.

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